Privacy Policy

Last updated: August 10, 2026

This Privacy Policy explains how Payzo collects, uses, stores, and protects information when you use the Payzo mobile application and related services.

By using Payzo, you acknowledge the practices described in this Privacy Policy.

1. Information We Collect

We may collect information necessary to create and manage your account and provide Payzo services, including:

2. How We Use Your Information

We use the information we collect for purposes including:

3. Authentication

Payzo may use phone number verification and one-time verification codes (OTP) to authenticate users and protect accounts.

4. Firebase and Service Providers

Payzo uses technology services, including Google Firebase services, to support application functionality such as authentication, database storage, and push notifications.

These service providers may process information on our behalf only as necessary to provide their services and support Payzo's functionality.

5. Sharing of Information

Payzo does not sell your personal information.

We do not share your personal information with third parties for advertising or marketing purposes.

Information may be processed by service providers that help us operate Payzo, or disclosed where required by applicable law, security requirements, fraud prevention, or legal obligations.

6. Data Security

We use reasonable technical and organizational safeguards designed to protect user information.

Data transmitted between the Payzo application and its supported online services is transmitted using secure encrypted connections where supported by those services.

7. Data Retention

We retain personal information only for as long as reasonably necessary to provide Payzo services, maintain account security, resolve disputes, prevent fraud, and meet applicable legal or regulatory obligations.

Some transaction-related records may need to be retained after account deletion when reasonably necessary for security, fraud prevention, legal, accounting, or regulatory purposes.

8. Account and Data Deletion

Payzo users can request deletion of their account and associated personal data.

You can request account deletion from inside the Payzo application:

Payzo → Profile → Account Management → Delete Account

You can also request account deletion using our web deletion page:

https://payzo-new.web.app/delete-account/

When an account deletion request is completed, personal information associated with the account will be deleted, except information that must be retained for legitimate security, fraud prevention, legal, accounting, or regulatory purposes.

9. Children's Privacy

Payzo is not intended for children who are not legally eligible to use the financial services provided through the application. We do not knowingly collect personal information from children in violation of applicable law.

10. Changes to This Privacy Policy

We may update this Privacy Policy when necessary to reflect changes to Payzo, applicable laws, or our privacy practices.

Any updated version will be published on this page with a revised "Last updated" date.

11. Contact Us

If you have questions about this Privacy Policy, your personal information, or account deletion, please contact Payzo support.

Email: ehmet.duhoki1@gmail.com